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Ms. Sharifan is a 51-year-old married woman and has enjoyed the work of making Parandas for so many years. Paranda is considered as a traditional hair accessory in a country like Pakistan. Women use it for a traditional look on special occasions like Eid (a holiday) and weddings. She makes beautiful Parandas, especially for bridal hairstyles.

She initiated her business with the support of Kashf foundation. Taking a loan from Kashf helped her account for expenses she thought she could never bear.

She is striving hard to meet her family expenditures. She is responsible for providing them a good environment with good food, clothing, and education.

She needs a loan of Rs. 30,000 to buy raw material including colorful threads, beads, mirrors, and pearls for embellishment. This would help in attracting more customers. She desires to utilize the earned revenue for building a separate room for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 261
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 94.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sharifan to buy raw materials including colorful threads, beads, mirrors, and pearls for embellishment for parandas (traditional hair accessories).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Sep 7, 2012
Currency Exchange Loss:
Sep 17, 2013