A loan of $3,600 helped a member to renew her work area so to make her work conditions better.


Parwin's Group's story

Parwin is a 43-year-old Iraqi woman. She is married and the mother of five children. With limited career options because of cultural restrictions and domestic constraints, Parwin is one of many Iraqi woman who work from home, using her sewing skills to generate some income and help meet the financial needs of her family. Parwin has six years' experience with the little home based sewing activity. She is constantly working on improving the small business. In the past she took a loan from Relief International - Microfinance Iraq to buy a new sewing machine, an iron, and some small furniture items. Having successfully repaid the loan, she now took a new loan to renew her work area and make her work conditions much better. Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group. Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Parwin , Nermin , Renaz
*not pictured



Loan details


Lenders and lending teams



Loan details