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Hilmi is 40 years old and married, with three children between the ages of six and sixteen years old.

Hilmi has worked in milk production for more than three years. He represents a company called "Abi." He sells and distributes milk products in different markets in his local area. To better support his family and earn extra income, he works during the night as a steward in a restaurant as well.

For the first time, Hilmi is requesting a loan to repair the freezer for his milk and support his milk production. The loan will enable him to store milk products and prevent spoiling or decay for a longer time. He hopes in the future to expand his business and obtain an employee. His goal is to offer better living conditions and better education for his children.

He thanks all KIVA lenders!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 11
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Hilmi to repair his freezer for milk.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Sep 7, 2012
Currency Exchange Loss:
Mar 17, 2014