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Nery, 50, is married living with her husband at present. She intends to use the loan to buy supplies like manure and fumigation and to help pay labor costs. She’s thinking about buying these supplies to better help her coffee crops so that she can obtain a better harvest and earn more profits that way thus obtaining a better quality of life and economic stability. This is her first loan from Fudecosur. She’s had no previous loans with state banks and Fudecosur offered the best loan terms and a much lower interest rate.
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Nery, tiene la edad de 50 años, está casada, vive con su esposo actualmente. Ella con el crédito pretende comprar insumos como abonos y fumigaciones y ayudarse con la mano de obra. Ella tiene pensado comprar estos insumos para asistir el café de una mejor forma y así poder obtener una mejor cosecha para poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 6
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 498.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Nery to buy farm supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 13, 2012
Currency Exchange Loss:
Dec 17, 2014