A loan of $1,000 helped to buy rice, sugar, oil, detergents and other products.


Melva Del Jesús's story

The communal bank Balzar meets every fifteen days in the parish of San Placido in the Portoviejo Canton. This is a place known for its kind, hard-working people who mostly work in the country.

This is where we met Melva, 58, who is married and has eight adult children. Three of them still lives at home. Her husband is a farmer.

She has a store in her house where she sells all kinds of groceries, bazaar items and stationery supplies. She works every day from 6:00 a.m. to 8:00 p.m., and sometimes later. Her children and husband help her with the work when they can, but usually she is the one who spends most of her time in the store. She has been in business for over 40 years, and has been able to earn a profit and stay aware of her children's needs when they were small.

This loan will be used to stock her store. She will buy rice, sugar, oil, detergents, and other products. She has been a member of the communal bank for 12 years and she believes the loans are helpful to her.

Her goal is to get ahead so her family can lead a better lifestyle.

Translator profile picture

Translated from Spanish by Kiva volunteer Sherry Bess


Loan details


Lenders and lending teams



Loan details