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Joseph lives in Malindi area of Coast Province, Kenya. He is married and has four children who attend school. He has operated a retail shop for 10 years. He also earns income from selling second-hand clothes.
He learned about Milango through friends who invited him to the group. He joined with the aim of accessing credit to improve business operations. His main challenges are high taxes and high transport costs and fuel.
Joseph is applying for a loan of 41,850 Kenya shillings to purchase additional stock of electric gadgets to sell in his shop, such as bulbs and heaters. His extra income from the loan will be added to his savings to improve the living standard of his family. His dream is to expand and open a wholesale shop.

About Kenya

  • $1,800
    Average annual income
  • 478
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Joseph to buy additional stock of electric gadgets to sell such as bulbs and heaters.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Sep 6, 2012
Currency Exchange Loss:
Aug 17, 2013