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Update on Irina

Irina has been fruitfully engaged in retail for the past 18 years in her home town of Novaya Kahovka. She sells women's denim clothing at one of the local markets. Her best-selling items are denim skirts and jackets, as well as jeans.

Presently, Irina needs additional funds in the amount of 22 000 hryvnia in order to make a bulk purchase of fall and winter denim clothes, namely jeans, blazers, jackets, shirts and skirts. Additionally, she would like to outfit her retail outlet - construct and decorate a small boutique. Irina is prepared to systematically invest her business profits into gradual development of her business. She has sufficient experience in retail, her merchandise is always of high quality and in demand, her prices are reasonable, plus she has a number of regular customers.
View original language description ↓
Ирина уже 18 лет плодотворно занимается торговлей в своем родном городе Новая Каховка. Она торгует женской джинсовой одеждой на одном из местных рынков. Особо хорошо у нее расходятся джинсовые юбки, куртки и сами джинсы.

Ирине необходимы дополнительные финансовые средства в размере 22 000 гривен для того, чтобы оптом закупить осенне-зимнюю джинсовую одежду, а именно брюки, пиджаки, куртки, рубашки и юбки, а также оборудовать торговое место – построить и отделать небольшой бутик. Ирина готова планомерно вкладывать полученные от бизнеса средства в поступательное развитие своего дела. Она имеет достаточный опыт торговли, товар у нее всегда качественный и ходовой, цены умеренные, и круг постоянных клиентов тоже имеется.

Previous Loan Details

Irina is an entrepreneur from Novaya Kahovka. She sells women’s clothing items such as jeans and sportswear in one of the city markets. She started this venture with the help of lending assistance in order to get going. She has now been in business for sixteen years. Currently, her turnover is ab... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,725 helped Irina to make a bulk purchase of fall and winter denim clothing, such as jeans, blazers, jackets, shirts and skirts, and also outfit her retail outlet - build and decorate a small boutique.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Sep 3, 2012
Currency Exchange Loss:
Sep 17, 2013