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La Verite Group
In this Group: Kavira, Kavira, Kabuo, Nyirahabimana, Francoise, Kanyere, Kavira, Nyirudodo, Ndakola, Bitwayiki, Mawazo, Nyanvura, Masu, Kahambu, Bahati, Nyirabushiki, Mukamukusi, Nzabanita, Mukara, Shekereza
Kavira is the head of the La Vérité (The Truth) loan group. She is a brave and entrepreneurial woman, is 32 years of age, and is mother to four children. All of her children are at school, except for the youngest, and her husband is a driver.

Kavira works selling food items, and began her business using funds received from her husband about five years ago. She then benefitted from her first loan from the Hekima microfinance institution around 2010, which gave her additional funds. She said that this helped her raise her children. The profits generated by her business allow her to save, as well as to school and feed her family.

However, Kavira has now applied for a seventh loan. This new loan will be used to buy supplies of flour, oil, beans, etc., and the rest of the money will be used to buy school items for her children. She also plans to build a home. Kavira thanks Hekima and its partners for the steps they take to help poor women with low income become more autonomous. Please note that one of the clients in the photo is carrying her baby.
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La cliente Kavira est Conseillère de groupement de crédit La Vérité, Femme courageuse, entrepreneur, âgée de 32 ans, mariée, mère de 4 enfants. Tous ses enfants étudient sauf le cadet. Son mari est un chômeur. Elle est vendeuse de denrées alimentaires. Elle commença son entreprise avec le fonds propre reçu de son mari, il ya environs 5 ans. Alors, elle bénéficia le premier crédit de l’IMF Hekima pour fonds additionnels vers les années 2010. Dit-elle, cette activité fait grandir ses enfants. Les bénéfices de son activité servent d’épargne, d’alimentation et scolarité. Cependant, elle vient d’obtenir son 7eme cycle de crédit. Ce nouveau crédit doit lui servir d’approvisionner des farines, huiles, haricots, etc., le reste d'argent lui servira de payer les fournitures scolaires de ses enfants. En plus, elle ambitionne construire confortablement une maison d’habitation. La cliente remercie Hekima et ses partenaires pour les actions d’autonomisation de pauvres femmes à faible revenu. Il sied de signaler qu’une cliente porte son bébé.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,956,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Verite Group's $2,325 loan helped a member to buy flour, oil, beans, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 5, 2012
Currency Exchange Loss:
Jan 15, 2013