A loan of $7,725 helped a member to buy fabrics, tablecloths and curtains for decoration.


El Amanecer Group's story

This communal bank is called “El Amanecer” (The Dawn) and is made up of twenty entrepreneurs who make a living in different areas, among them are dressmakers, podiatrists, a seller of beauty products, electricians, an ice cream seller, an onion seller, waiters, a fast food seller and service providers, among others, all of them belonging to the city of Chillán.

Elizabeth is a member of the group of the communal bank, who in the photo is seated in the front row, occupying the second place from left to right, dressed in a black hoodie, gray pants and her hair is dark chestnut brown that she wears loose and long.

She has made a living in the field of tailoring for four years. She comments that she took a course which enabled her to improve and start her business, taking the name “Confección y Vestuario” (Tailoring and Clothing). She works from Monday to Saturday and depending on the work demand she also even works Sunday, doing mending in general and sewing sweatshirts, curtains and tablecloths. Her small workshop is located in her house and her schedule is spread out according to her availability.

The merchandise that she needs for the tailoring and mending in her line of work she buys in the city of Santiago, in different wholesalers and places where she finds low-cost fabrics, therefore economically suitable. With this loan she will buy fabric, tablecloths and curtains for decoration.

One of Elizabeth’s goals is to be a small businesswoman and have a larger workshop with people that work with her and produce a lot more. In addition, she wants to set up her overlock and multi-stitch sewing machines in order to work more comfortably.

Elizabeth lives with her two children, ages 12 and 9, who are in school. Her dreams at the family level are to give a good life to her children and that they be the great professionals of tomorrow.

She is very happy and grateful for the opportunity offered by Fondo Esperanza (Hope Fund), since it will permit her to invest in her business. She says that the training has been fundamental for her business and also for her personal development, since she has learned to organize and distribute her income in a better way. With regard to the group of the communal bank that she is a part of, she comments that in this group there exists very good communication.

Chillán is a town in the south-central area of Chile. Its name means “silla del sol” (Chair of the Sun) in Mapudungun, the language of the indigenous Mapuches. Chillán is known as “Cuna de la Patria” (Cradle of the Homeland) or “Tierra de Artistas” (Land of Artists), due to the fact that in the city distinguished persons from the history of Chile have been born, like, for example, the well-known pianist Claudio Arrau.

In this group: Elizabeth, Victoria, Ana, Maria, Sara, Jose, Alberto, Nelsin, Veronica, Elizbeth, Juana, Vania, Tiare, Maria, Luis , Cristina, Margarita, Maria, Jose, Beatriz

Translated from Spanish by Kiva volunteer Melanie Snellings



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