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Lazokat is trying to improve her living conditions and her family's finances. She is a 57-year-old widow with 6 children. The children work, but their salaries are insufficient to provide the family with all necessities of life. Lazokat has decided to help her children for the family's benefit. With this in mind, she took the course "Succeed" organized by the Association of Businesswomen and obtained her graduation certificate. Now she is quite capable of starting her own business and becoming successful. Lazokat has decided to focus her business on cultivating crops such as wheat, corn and tomatoes, as she has experience in this area. She plans to use her profits to provide quality food and education to her grandchildren.

Lazokat is requesting a loan of 2000 somoni to purchase mineral fertilizers and seeds for her new business. She is counting on your kindness.
View original language description ↓
Лазокат старается улучшить условия жизни и стимулировать экономическое состояние семьи. Ей 57 лет она вдова и имеет 6 детей. Ее дети работают, но их зарплата не хватает для обеспечения семьи со всеми необходимыми средствами. Лазокат решила помочь детям для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес выращиванием сельхоз культур, как пшеница, кукуруза и помидор, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует обеспечить своих внуков с хорошим образованием и высококалорийными продуктами питания. Она запрашивает кредит на сумму 2000 сомони для покупки минеральных удобрений и семена, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Lazokat to buy seeds and mineral fertilizers for her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Sep 3, 2012
Currency Exchange Loss:
Dec 18, 2012