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Ms. Salma is a 39-year-old married woman. She has been in the business of making sweaters for the past 10 years. She is in much demand and highly valued among her clients. Her customer base is diverse and varied. She has gradually improved her business through the support of business loans. According to Salma, "Kashf is playing a great role by helping her. "

She requires a loan of amount of 15,000 Pakistan Rupees (PKR) to buy good quality wool in different colors to increase her sales. It will attract more customers and improve sales, which will lead to higher profits. She dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 266
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Salma to buy good quality wool in different colors to increase her sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 6, 2012
Currency Exchange Loss:
Aug 18, 2013