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Sopio is from the village of Patardzeuli, East Georgia. She is 42 years old. Sopio is married and lives with her son, a daughter-in-law and a daughter.

The family earns a living through a dairy business. In particular, they have three milk cows. Sopio milks the cows and produces cheese. She sells milk and cheese locally. Sopio is a very hard-working woman, but she still doesn’t have enough income to make some savings and improve the living conditions of the family.

She requested a loan to purchase food for the cattle and to renovate her house. With this credit, she will purchase hay, which will be used for feeding the cows during the fall and winter seasons. Since the cows will be fed properly in winter, they will give a planned amount of milk to the family. Sopio also plans to purchase building materials and repair the house, which is old and damaged. Due to the above mentioned, the living conditions of the family will be improved and they will be able to spend their evenings after a hard working day in a more comfortable environment. Sopio hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Sopio to purchase food for cattle and renovate her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 6, 2012
Currency Exchange Loss:
Oct 17, 2013