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Sr. De Huanca De Coya Group
In this Group: Janet, Graciela, Cristina, Celia, Wuilson*, Marco Antonio, Erica, Mario, Rosa, Florentina, Julian*
* not pictured

Update on Sr. De Huanca De Coya Group

Janet’s 29-years-old and in a common law relationship; she has two children. She’s from Calca Province in Cusco Department. She is an enterprising, responsible mother who supports her family. She sells food; she has a small restaurant in the city of Coya in Calca Province. She opened her small restaurant four months ago and does well thanks to the work she does. On this occasion, Janet needs the loan to buy merchandise like sacks of sugar, sacks of rice, boxes of noodles, oil, vegetables and meats, among others. (Janet is raising her hand in the photo).

This group is composed of friends and neighbors who formed the “Señor de Huanca de Coya” communal bank in Calca Province, Cusco Department. The members are people who are constantly seeking ways to get ahead and by means of their work provide a better future for their children. As a group they are grateful for the opportunity being provided them and commit go make their various installment payments as scheduled.

Cusco is located in Cusco District and Province belonging to Cusco Department in the very heart of the ancient city of the Incas. It’s noted for being a tourist destination because of its archaeological sites, historic city center, scenery, history and for being a charming city in the southern region of the country. Cusco is also known for its traditional Inti Raymi festival and because one of the Seven Wonders of the World, Machupicchu, is located here.
View original language description ↓
La socia Janet tiene 29 años de edad y tiene una relación de unión libre de la cual tiene dos hijos, ella es natural de la provincia de Calca del departamento del Cusco. La socia Janet es una madre emprendedora y responsable que saca adelante a su familia, ella se dedica a la venta de comidas, ella tiene un pequeño restaurante en la ciudad de Coya de la provincia de Calca. Ya son cuatro meses que abrió el pequeño restaurante y le va muy bien gracias al trabajo que realiza. En esta oportunidad Janet requiere el préstamo para comprar mercadería como por ejemplo sacos de azúcar, sacos de arroz, cajas de fideos, aceite, verduras, carnes y entre otras más. (La socia Janet esta levantando la mano en la fotografia).

Este grupo está conformado por vecinos y amigos que formaron el banco comunal “Sr. de Huanca de Coya” en la provincia de Calca del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística, por sus centros arqueológicos, por su centro histórico, por sus paisajes, por su historia y por ser una ciudad encantadora de la Región del Sur del país. Cusco es conocido también por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Previous Loan Details

A group of neighbors and friends formed the community bank "Sr. de Huanca de Coya", in the district of Coya, Calca province, in the administrative division of Cusco. This communal bank is made up of people who are constantly looking for opportunities to succeed, and through their daily efforts th... More from Sr. De Huanca De Coya Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sr. De Huanca De Coya Group's $3,700 loan helped a member to buy stock ingredients and supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Sep 14, 2012
Currency Exchange Loss:
Jan 15, 2013