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Fanny is a 24 year old woman who lives in the city of Camaná with her partner who she loves and with whom she wishes to start a family. She is a very kind, hardworking, and enthusiastic person with a great desire to overcome. Regrettably, because of a lack of economic resources, she was not able to study for a professional degree. But, she would very much have liked to do so. In her free time, she likes to watch movies and sometimes to cook a delicious Lomo Saltado (a Peruvian-Asian stir fry) to share with her family.
Thanks to support from her partner, and with much effort and enthusiasm, Fanny was able to start her little business selling stationary items. She starts work everyday in the early hours and works for about 10 hours a day. She feels comfortable doing her work and believes that it is going well because of the kind and respectful way that she treats her clients.
Fanny is very grateful to the Kiva lenders as, thanks to the support that they have offered her, she will be able to buy stock such as folders, pens, paper, notebooks, and other stationary supplies. This will enable Fanny to have a well-supplied store and she hopes that this will help her to increase her sales and income which she will save-up little by little to buy a motorbike-van to start a small business. In this way she will keep working and striving to get ahead.
View original language description ↓
Fanny es una mujer de24 años, vive en la ciudad de Camaná con su pareja, a quien ama y desea formar su familia junto a él; ella es una persona muy amable, trabajadora y entusiasta, con un gran deseo de superación, lamentablemente por falta de recursos económicos no pudo estudiar una carrera profesional, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta ver películas y en algunas ocasiones cocina un riquísimo Lomo Saltado para compartir con su familia.
Gracias al apoyo de su pareja, con mucho empeño y entusiasmo Fanny puso en marcha su pequeño negocio de venta de artículos de librería, todos los días desde tempranas horas inicia su labor, ella trabaja diariamente y dedica a su negocio un aproximado de 10 horas, ella se siente a gusto realizando su labor y cree que le va bien por el trato amable y respetuoso que brinda a sus clientes.
Fanny se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como folders, lapiceros, hojas, cuadernos y otros útiles de escritorios diversos; de esta manera Fanny tendrá su negocio abastecido, con ello espera poder incrementar sus ventas e ingresos económicos, los cuales poco a poco irá ahorrando para poder adquirir una motocarga para iniciar un pequeño negocio, así ella seguirá trabajando y esforzándose para salir adelante.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Fanny to buy merchandise such as folders, pens, paper, notebooks, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Oct 1, 2012
Currency Exchange Loss:
Sep 17, 2013