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Ms. Irshad and her husband have successfully run a general store business for the past 11 years. They offer various items in their store, including bread, eggs, butter, milk, cold drinks, cleaning products, etc. They happily work together for their family.

Ms. Irshad and her husband have four daughters and two sons, five of whom are school-going. They need to earn much more money to meet their everyday expenditures, including food, clothing and education. In order to make more money, they are requesting a loan of PKR 25,000 to buy stock of rice, sugar and flour to meet the demand at their store. They hope to see an increase in their sales capacity, which will ultimately help generate more cash. They want to utilize the profits to build a separate room for their children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 366
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Irshad to buy stock of rice, sugar and flour to meet the demand at their store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 5, 2012
Currency Exchange Loss:
Jul 17, 2013