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Nino is from Gardabani district, East Georgia. She is married and lives with her husband, David. David takes wood from the forest and sells it in his village and nearby villages.

Nino runs a small dairy business. In particular, she has a milk cow and produces cheese, which is sold locally. Nino has been involved in this type of business for over ten years and has a rich experience in her job.

She has applied for this loan to increase the number of cattle. With the requested loan, she plans to purchase additional milk cows. This will allow Nino to obtain more milk for her dairy and increase the sales of her production. Nino will have an opportunity to increase her income and improve the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 34
    View loans »
    Georgia Loans Fundraising
  • $8,323,825
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Nino to purchase milk cows.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Sep 5, 2012
Currency Exchange Loss:
Dec 20, 2013