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Valbona, aged 34, is married and has four very young children. She emigrated to Greece at a very young age but four years ago she returned and started to live in her small town in south-eastern Albania. Valbona has been operating her own dairy farm ever since and has established a very steady clientele.

This is her third loan: the previous ones have been repaid. “It was difficult to create this business with my own money, because I am the only financial provider for my whole family and having little children you’ve got more expenses, I think. This is why I very much appreciate the help I’ve got from VisionFund Albania in establishing and maintaining my business,” she said.

The loan for which Valbona is now applying is to renovate the dairy farm premises.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 109.8
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Valbona to renovate the dairy farm premises.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Sep 4, 2012
Currency Exchange Loss:
Dec 17, 2013