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Joni is a 30-year-old man and is married. He has been blessed with two children: Yanti, aged six, is studying in first grade of elementary school and Melda who is aged three. Joni lives with his family in a modest house. He runs a motor taxi business to fulfill his family's needs.

Joni also runs a kerosene business to generate more income. He noticed that the demand for kerosene has increased: kerosene is rarely purchased at kiosks or stalls but usually from the agent. As only a limited volume is allowed to be purchased, Joni could only purchase 25 liters of kerosene twice a week.

He is therefore thinking of improving his business income by selling snacks, cakes, bread, candy, etc. at the school canteen. Therefore, he is requesting a loan from TLM amounting to IDR 4,500,000. Joni would like to buy snacks, candies, wheat flour, cooking oil, etc. He expects that the loan will have a good impact on his business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 37
    View loans »
    Indonesia Loans Fundraising
  • $6,157,950
    Funds lent in using Kiva
  • 9,530.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Joni to buy snacks, candies, wheat flour, cooking oil, etc.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 4, 2012
Currency Exchange Loss:
Dec 23, 2015