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Benedic is a young, 27-year-old woman. She is married and is mother to two children, aged 1 and 9, one of whom is at school. She works as a retailer and opened a perfume store in a neighborhood of the capital four years ago, which she runs. Her little perfume store does fairly well, but she cannot diversify her business and has low stocks of cleansing lotion. This is a problem as, due to rising demand for jewelry and cleansing lotion, she finds it difficult to satisfy her customers’ requests.

It is for this reason that Benedic has requested this loan, which will help her to buy wholesale supplies of cosmetic products, hair extensions and hair weave. This will allow her to meet her customers’ requests, thereby increasing her sales and, consequently, her profits. She will save part of these profits as she plans to open a bar in the near future, and will also use part of the profit to provide for her family.
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est une jeune femme de 27 ans,mariée,mère de 02 enfants âgé de 01 et 09 ans, l'un des deux va déjà à l'école.Elle est commerçante et a ouvert une parfumerie qu'elle gère dans un quartier de la capitale depuis 04 ans.Sa petite parfumerie fonctionne assez bien,mais cependant l'abscence d'une diversification de son activité,et la petitesse de son stock de lait de toilette est un problème car la demande en bijoux et en lait de toilette étant de plus en plus croissante,elle a du mal à satisfaire cette demande de sa clientèle.C'est pour cela qu'elle sollicite ce crédit qui l'aidera à plus s'approvisionner en gros en produits cosmétiques, mèches et greffes. Ce qui lui permettra de satisfaire les besoins de sa clientèle ,ce qui augmentera ses ventes et par conséquent ses bénéfices.Elle économisera une partie de ces bénéfices dans le but d'ouvrir dans un futur proche un bar et l'autre lui permettra de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 523.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Benedic to buy wholesale hair weaves, hair extensions, and cosmetic products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 31, 2012
Currency Exchange Loss:
Aug 17, 2013