A loan of $5,750 helped a member to buy food products for resale.


Makarimal Akhlakh Groupe 11's story

The Makarimal Akhlah economic interest group (EIG) was created on 10 October 2003 in Senegal. The term "Makarimal Akhlakh" means a person who has a good heart and good practices. The EIG has reached 300 members since 2009. Its objective is to unite its members and allow them to exercise farming and fishing activities, general import and export trading activities, transport, industrial, artisanal, building, livestock farming, mining, fishing, hydrocarbon exploitation, art and cultural, printing, carpentry, public utility services, representation, processing of fishing and farming produce, sale of spare parts, ice-cream making, and bakery businesses, as well as the provision of other services. The EIG also aims to consolidate friendship and solidarity links between its members so that they can obtain the material and financial resources necessary to develop their income-generating activities and benefit from all the advantages relating to the EIG. Within this context a protocol agreement has been signed between the EIG and UIMCEC, to benefit the members of the EIG across the country. The first phase has been applied to a sample of 120 active members, divided into 12 groups of 10. Makarimal Akhlakh Group 11 is a mixed sub-group with ten members, who all belong to the Makarimal Akhlah EIG and carry out their daily profit-making businesses in the same market. They are represented by Ndeye Coura, a married woman who has worked in retail for eight years selling food products. She is a member of UIMCEC, and has requested a loan to increase her working capital so that she can diversify the food products she sells. An increase in her profits will allow her to improve her family’s food conditions, provide for her children’s education, help her relatives and save money. In the future she would like to become a large retailer in the import-export field, and to run a large store in the market in the Senegalese capital.

In this group: Ndeye C., Fary, Rosalie , Mariama D., Gisele, Assane, El Hadji, Coura, Marie M., Amadou
*not pictured

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Translated from French by Kiva volunteer Paul Lambert



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