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Abu K.
Abu K., 49, is a hardworking and committed businessman. He is married and has six children aged 6, 8, 12, 18, 20 and 25 years. Three of them are going to school.

When Abu K. was a teenager, he lived with his uncle who was a trader in a large city. His father sent him there because he wanted his son to continue his schooling, which Abu K. did. But because of his stubbornness, he dropped out of high school. His uncle thought it would be better to hire his nephew instead of seeing him waste his life doing nothing.

In 1997 Abu K. went on to establish a motor bike and spare parts business, which turned out to be a successful venture. Working seven days a week and eleven hours a day, he now earns about 1,157,000 SLL a month. Tax levies on his goods are his major financial problem.

Abu K. says ARD’s credit service will help him a lot. He is applying for a 5,000,000 SLL loan to purchase two 2,500,000 SLL bikes. He knows this investment will help his business.

In the future, Abu K. plans to open another outlet for his spare parts. The loan will help a lot as it will enable him to make more money. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,300.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Abu K. to purchase two 2,500,000 SLL bikes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 4, 2012
Currency Exchange Loss:
May 17, 2013