This is 28-year-old Haja I. She is married, and has 1 child aged 7 years, who is school-going. In 2009, Haja I established her Provisions business, selling milk, ovaltine, mayonnaise, sugar, etc. She began her business because she came from a poor background and her parents did not have the capacity to see her through schooling, and by then her elder sister who was a trader was married in Freetown. Haja I joined her sister in Freetown for her to assist her education, but her sister preferred to train her in the business.
Business is all Haja I knew since she was a teenager. Working 7 days a week and 16 hours a day, she earns about Le696,000 every month from this business. She would like a loan in the amount of Le4,000,000. She requires this loan in order to purchase milk - 2 carton @ Le440,000, ovaltine - 3 carton @ Le210,000, mayonnaise - 3 carton @ Le200,000, cigarette (gold seal) - 1 carton @ Le700,000, bond street cigarette - 1 carton @ Le1,130,000, and the balance Le60,000 is for transport.
In the future, Haja I plans to build a house so that she can live peacefully with her family. Transportation is her major problem. She is hardworking. She hopes to pay her loan on time in order to acquire subsequent loans. She thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.
A loan of $950 helped Haja I. to purchase milk - 2 carton @ Le440,000, ovaltine - 3 carton @ Le210,000, mayonnaise - 3 carton @ Le200,000, cigarette (gold seal) - 1 carton @ Le700,000, bond street cigarette - 1 carton @ Le1,130,000 and the balance Le60,000 is for transport.