Mbalu is a 47-year-old widow, and has five children, including three who attend school. In 2001, Mbalu established her gara cloth business with money provided by her late husband. Working seven days a week and 11 hours a day, she earns about Le3,681,000 every month from this business. She would like a loan in the amount of Le5,000,000. Mbalu has already received and successfully repaid four loans. She now requires a new loan in order to purchase bedspread (20 pieces @ Le50,000), gowns (50 pieces @ Le40,000), and bamakoh (40 pieces @ Le50,000). In the future, Mbalu plans to build a house, continue to educate her children and acquire a shop. This loan will help to achieve some of her future plans. She is grateful to ARD for improving her life. Her main challenge is fluctuation in foreign currency. She thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.