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This is 43-year-old Daniel. He is married and has 5 children, aged 3, 5, 8, 12 and 15 years, all are school-going children.

In 2005, Daniel established his spare parts business selling clutches, fan belts, brake oil, engine oil, bearing, brake pads, brake liners, carbon brushes, etc. He began his business because he dropped out of school because of sponsorship. His father sent him to a garage to acquire knowledge in vehicle maintenance. After specializing in it and accumulating some amount of money, he opened a spare parts shop.

Working 7 days a week and 11 hours a day, Daniel earns about Le2,101,000 every month from this business. He would like a loan in the amount of Le6,000,000. Daniel has already received and successfully repaid 3 loans, and now requires a new loan in order to buy clutches (35 sets @ Le80,000), fan belts (80 pieces @ Le20,000), brake oil (30 units @ Le30,000), and carbon brushes (87 pieces @ Le8,000). The balance Le4,000 will be used to pay labourers.

In the future, Daniel plans to build another house, educate his children, acquire a bigger shop and to become an international business man. This loan will help him to generate more income. Daniel is a very hardworking and devoted man with good vision. He thanks ARD for improving his business. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,300.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Daniel buy auto spare parts to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 4, 2012
Currency Exchange Loss:
Feb 15, 2013