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This is 41 year-old Alpha. He is married, and he has two children, aged 13 and 18 years. He has one other dependent who lives with him because he assists him in the business.

In 1991, Alpha established his Ovaltine, biscuits, sweets, batteries, pure water, soft drinks, and cigarette business. He began his business because he dropped out of school because of his father's death; there was nobody to assist him. He later became a shop-boy for a Lebanese business man, and after some years, his boss paid him off. He used the money to start his business.

Working 7 days a week and 13 hours a day, he earns about Le4,444,000 every month from his business. He would like a loan in the amount of Le5,000,000.

Alpha requires a loan to buy pure water, 140 bundles @ Le3,000; batteries, 11 cartons @ Le170,000; glucose biscuit, 20 cartons @ Le75,000; and Ovaltine, 3 cartons @ Le400,000, The balance Le10,000 will be used to pay the labourer.

In the future, Alpha plans to build another house, provide quality education for his children, buy a delivery van, and acquire another shop. The loan will help him to generate more income. His major challenge is the fluctuation in foreign currency.

He is very hardworking and trustworthy business man. ARD has helped his business to grow. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 37
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,300.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Alpha to buy water, batteries, glucose biscuits, and Ovaltine for his store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 4, 2012
Currency Exchange Loss:
May 17, 2013