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This is Raquel, 34 years old and a resident of Taguig, Philippines. She is a mother to her child. By the grace of God, Pelagia has managed to support her child's schooling. At this time, she is working hard to sustain their expenses.

Raquel has a modular design business. It is an approach that subdivides a system (for example, a room in the office) into smaller parts (modules) that can be independently created and then used in different systems to drive multiple business uses. She earns a minimum of PHP 50,000 monthly.

To help her continue operations of her business, she is requesting a PHP 50,000 loan. She will be using the loan to buy wood, hinges and other materials needed in her business. She expects a boost in her business income as she expands her business.

Raquel dreams of expanding her business soon, just as she wants her child to graduate from college. She faithfully meets up with her co-fellowship members to share stories of their work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 388
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Raquel to pay for wood, hinges and other materials needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Sep 21, 2012
Currency Exchange Loss:
Feb 15, 2013