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Evelina lives in Brnakot village with her husband and 12-year-old daughter. Evelina and her husband run a farm, where they raise cows and sheep, cultivate wheat and potatoes, and grow apple trees.

In order to start the autumn sowing, Evelina has applied for this loan. She plans to purchase seeds and fuel for the tractor. Evelina also plans to hire workers to make the sowing and transport the harvest. In addition, Evelina will use this loan to purchase forage for the cattle. Evelina hopes to gather a rich harvest, from the sales of which she will earn additional income and invest in agriculture next year.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Evelina to pay for hired workers, seeds, forage and fuel.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Aug 31, 2012
Currency Exchange Loss:
Apr 17, 2013