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Kak is 28 years old and a resident from Prey Chor district.

She has operating a direct-selling business as the main source of her income, as well as to help her spouse earn an income for the family. She has been doing this for more than 10 years, generating 10,000 KHR per day. Her profit goes for her daily sustenance and allowances for her only child.

Kak would like to purchase more stocks of merchandise to sell in the store. That is why she is applying for a loan of 4,000,000 KHR to purchase such things as noodles, sweets, snack foods, canned items, spices, beverage, personal care products, home use products, and other miscellaneous household things.

She hopes that this loan will enable her to have more customers and increase her sale.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 84
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,067.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kak to purchase such as things as noodles, sweets, snack foods, canned items, home use products, and other household things.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Sep 3, 2012
Currency Exchange Loss:
Jan 17, 2014