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060312 Đại Giang - Hoằng Châu Group
In this Group: Hiền , Lan, Nghiêm , Lý , Lan , Liên , Bình
Mrs. Hiền has a retail business selling dry food. She is requesting a loan to purchase dry food to sell. Hiền is 27 years old and married with two children. She is the leader of a seven-member group, the 060312 Đại Giang - Hoằng Châu solidarity group. Hiền supports two dependents with her business in Hoang Hoa district, a rural town in Thanh Hoa province.

In 2007, Hiền joined Thanh Hoa Fund for Poor Women to improve her business. Hiền has successfully repaid four loans from Thanh Hoa Fund for Poor Women. Hiền has been involved in this business for six years. The main hardship that Hiền faces in her business is the lack of capital.

In the future, Hiền hopes to make enough money to provide for her kids, to maintain a successful business, and for her business to do well.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 55
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 20,855.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 060312 Đại Giang - Hoằng Châu Group's $3,250 loan helped a member to purchase dry food to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Oct 3, 2012
Currency Exchange Loss:
Mar 17, 2014