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Carmen Herminia

Update on Carmen Herminia

Carmen is 32 years old, single, and has no dependent children. She lives in her parents' home, which is located in the district of Tambogrande. She lives in the urban area of the district, which has basic services like electricity and water.

Carmen has been selling party supplies, piñatas, and decorations for over three years. Her business is set up in her parents' house and they support her in all her endeavors. She has a well-established customer base and she is well-known in the area. The income she makes from her business allows her to cover her expenses and contruibute to the household income.

Carmen has requested a loan of 2,000 nuevos soles from Edpyme Alternativa. She will use this loan to purchase a batch of merchandise to offer the public a variety of options. This will allow her to expand her business.
View original language description ↓
Carmen tiene 32 años de edad, es soltera, sin hijos dependientes. Vive en casa de sus padres, la cual está ubicada en el Distrito de Tambogrande. Cliente vive en la parte urbana de este distrito, y cuenta con servicios básicos como luz eléctrica y agua.
La actividad que desarrolla Carmen es la venta de artículos de piñateria, accesorios y pasamanería, hace más de 3 años, negocio lo tiene acondicionado en casa de padres, los cuales la apoyan en tosa actividad que realiza. Cuenta con clientela establecida y ya es conocida en la zona. Los ingresos que percibe de esta actividad le ayuda para cubrir sus gastos y apoyar en la canasta familiar.
Carmen ha solicitado un crédito de S/. 2,000 a Edpyme Alternativa. Con el préstamo comprará un lote de mercadería para ofrecer una variedad de opciones al público. Cuenta con clientela establecida, siendo muy conocida en la zona, esto le permitirá hacer crecer su negocio.

Previous Loan Details

Carmen, 31, is single and lives in her parents' house in the district of Tambogrande-Piura. Carmen is a hardworking woman who wants to improve the quality of life for herself and her parents. Carmen sells products to fill piñatas and other materials for crafts. She has had a small store in her... More from Carmen Herminia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Carmen Herminia to purchase new merchandise and offer decorations and supplies for kids' events.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Sep 11, 2012
Currency Exchange Loss:
Dec 19, 2013
This photo was used before for a previous loan for Carmen Herminia. It was first posted on Kiva on Aug, 2011. Learn More