Makarimal Akhlakh Groupe 4
Makarimal Akhlakh Group 4 is a grouping of 10 members of the GIE who share the same market, where they carry out their trading activities. They are represented by Dieynaba who is the one with her hand raised on the photo. She has been selling fruit since 1989. Her working day begins at 5 o'clock every morning. She is member of one of the UIMCEC branches and is requesting a loan to buy fruits for resale. Her aim is to diversify the fruits she sells so that she can increase her profits to improve her family's nutritional conditions and save some money. She would like to succeed in exploiting fruit trees in large fields in the future.
Makarimal Akhlakh groupe 4 regroupe 10 membres du GIE qui partagent le meme marché ou ils exercent leurs activités de commerce. Ils sont représentés par madame Dieynaba qui apparait sur la photo, main levée. Elle pratique la vente de fruits depuis 1989. Sa journée de travail démarre chaque jour à 5 heures du matin. Elle est membre d’un guichet de l’UIMCEC et sollicite un crédit prévu pour l’achat de fruits à revendre. Son intention est de diversifier les fruits qu’elle commercialise afin d’accroitre ses bénéfices pour améliorer les conditions alimentaires de sa famille et épargner de l’argent. Elle souhaite dans le futur réussir l’exploitation d’arbres fruitiers dans les grands champs.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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