A loan of $5,750 helped a member to buy fabric and miscellaneous supplies for resale.


Makarimoul Akhlakh Groupe 3's story

This borrowers’ group, named Gie Makarimal Akhlakh, was created on October 10, 2003 in Senegal. The term “Makarimal Akhlakh” denotes a person has a good heart and does the right thing. Since 2009, the number of group members has reached 300. The goal is to unify group members helping them with their work: farming, fishing, general retail, import/export, transportation, industry, crafts, construction, animal husbandry, mining, [fishing], arts and culture, printing and woodwork, public services, sales, processing seafood and produce, retailing spare parts, ice cream production, bakeries and providing various services. The GIE also aims to foster friendship and solidarity among its members so as to help them acquire the material and financial means necessary for their businesses and to take advantage of the benefits afforded by GIE. It is in this spirit that an agreement has been signed between GIE and UIMCEC, to benefit GIE members at the national level. The launching phase uses a sample of 120 active members divided into 12 groups with 10 people in each.

Makarimal Akhlakh-group 3 is composed of 10 GIE members who are in the same line of business. They are represented by Mrs. Marietou B. She is a divorced woman who has been selling fabric, sewing supplies and other miscellaneous items for over 10 years. She starts her work day at 9 AM and finishes at 5 PM. She is a member of UIMCEC and is seeking a credit to replenish her stock by buying fabric and miscellaneous items. The growth of her revenue will allow her to cover the cost of her children’s tuition and also save money. Her dream is to become a large-scale entrepreneur and travel to big industrial countries around the world to conduct import-export transactions.

In this group: Marietou B., Sokhna A., Ibrahima, Sekou, Mbaye, Marie C.h., Mamadou, Adji Nene, Birane, Aramatoulaye

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Translated from French by Kiva volunteer Katharina S



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