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Bassyyam Group
In this Group: Azara, Adissa, Aicha, Joanna, Celestine

Update on Bassyyam Group

Mrs. Azara is the representative of the group BASSYYAM. She is doing well. She is married with four children ages 10 to 16. Three of them go to school. She supports one child, and her husband supports the others.

Mrs. Azara has been selling pagnes (colorful West-African cloth) and music instruments for 9 years. She buys her merchandise in Lomé and in Mali. Her customer base is composed of men and women. Lately, her merchandise has included household items such as floor cloths, brooms, buckets, basins, etc. as demand for music instruments has been low. Everything went well.

She plans to buy 100 sets of Bazin pagnes. Her profits will go to her household and her family’s well-being.

Mrs. Azara has stated that the credits obtained have helped her to double her sales and to provide for her child’s healthcare. This new loan will allow her to open a second shop at the market of Pissy. She wants to expand her business and provide for her child’s education.

Please note that the lady dressed in yellow and red, standing next to the one in light blue, is no longer a member of the group.
Mme AZARA est la représentante du groupe BASSYAM. AZARA se porte bien. Celle qui ne fait plus partie du groupe est de teint clair et habillée en jaune-rouge à coté de celle en tenue bleu claire. Elle est mariée et mère de 04 enfants. Le plus âgé a 16ans et le moins âgé a 10ans. 03 vont à l’école. Elle a 01 personne en charge, les autres charges sont pour son mari.
Elle vend des pagnes et appareils de musique depuis 09ans. Elle s’approvisionne à Lomé et au Mali. Ses clients sont les femmes et hommes. Elle Dit avoir acheter des articles de ménage tels que des serpillières, des balais, des seaux, des bassines etc. car les appareils de musique ne se vendait pas bien en cette période. Tout s’est bien passé.
Elle veut s’acheter 100 complets de pagnes bazin.
Avec ses bénéfices elle compte s’épanouir en investissant dans son foyer. AZARA dit que le crédit a multiplié son chiffre d’affaire par deux et l’a permi de prendre en charge les frais médicaux de son enfant. Pour ce nouveau prêt, elle désire ouvrir une deuxième boutique au marché de Pissy. Elle ambitionne agrandir son affaire et de scolariser son enfant.

Previous Loan Details

Mrs. Azara is the representative of the group BASSYYAM. She is married with 4 dependent children. The oldest is 16 years old, and the youngest is 10. Three of them go to school. She has been selling pagnes (colorful West-African cloth) and music devices for 8 years. She buys her merchandise i... More from Bassyyam Group's previous loan »

Additional Information

About Micro Start/AFD

This loan is administered by Micro Start/AFD, Kiva’s first Field Partner in Burkina Faso. Micro Start/AFD’s mission is to improve families' living conditions in general, and those of women in particular, by facilitating access to financial and non-financial services.

Micro Start/AFD is a professional microfinance institution offering financial services, advice, and training. One of the organization’s principal aims is to collect obligatory and voluntary savings that foster clients’ financial independence. Micro Start/AFD also focuses on building female entrepreneurs’ skills in management and business administration and improving the living conditions in its clients’ communities. More information can be found on Micro Start’s Kiva Field Partner Page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burkina Faso

  • $1,500
    Average annual income
  • 15
    View loans »
    Burkina Faso Loans Fundraising
  • $2,389,100
    Funds lent in using Kiva
  • 522.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bassyyam Group's $1,700 loan helped a member to buy 100 sets of Bazin pagnes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 29, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Bassyyam Group. It was first posted on Kiva on Jan, 2012. Learn More