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Takhmina is 18 years old. She is not married yet and lives with her parents. Since her parents' income is not enough to provide the family with a good quality of life, Takhmina decided to start a new business to rent out wedding dresses in order to generate an income with which she can contribute to her family’s finances.

She studied at a course called “To Get Ahead” at a woman's organization and got a certificate about her knowledge in business. She organized her business, and she has been busy with this business for six months.

She wants to widen her assortment but does not have enough money for it. She is asking for a loan of 10,000 Somoni to buy wedding dresses and necklaces for widening the product assortment for new business. She promises to make her payments on time. She awaits your support. Please, help her because you are the only ones who can help her.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Takhmina to buy wedding dresses and necklaces for developing new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 31, 2012
Currency Exchange Loss:
Dec 18, 2012