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Dilcia Marlene
Dilcia is 37 years old and has two children. She lives in the town of Villanueva, Cortes.

One year ago, Dilcia opened her own store where she sells basic household products such as spices, rice, beans, lard, sugar, coffee, bread, groceries, distilled water, soft drinks, and other items. She previously worked at a factory and used her savings to start this business, which now serves as her source of income.

Dilcia is requesting a loan of 11,000 HNL so that she restock her business with more household products such as basic grains, sugar, pasta, distilled water, soft drinks, and other items. With this investment, she will be able to offer her customers a variety of products and thereby maintain an established clientele. Her dream is to always succeed at growing her business so that she can provide a better life for her family.

View original language description ↓
Dilcia tiene 37 años de edad, tiene dos hijos, vive en el municipio de Villanueva, Cortes. hace un año que Dilcia estableció su propio negocio de pulpería para vender productos de la canasta básica familiar, como especies, arroz, frijoles, manteca, azúcar, café, pan, productos de abarrotería, agua purificada, refrescos, etc. anteriormente ella trabajaba en una maquila y con sus ahorros logro establecer este negocio, que es su fuente de ingresos. Esta solicitando un préstamo de 11,000 Lempiras para surtir mas el negocio con productos de la canasta básica familiar, granos básicos, azúcar, pastas, agua purificada, refrescos etc. Con esta inversión va poder ofrecer a sus clientes variedad de productos y así mantendrá fija su clientela. Su sueño es siempre superarse mediante el crecimiento de su negocio y poder darle una mejor vida a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Dilcia Marlene to buy more merchandise for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Sep 10, 2012
Currency Exchange Loss:
Jun 18, 2013