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Para Un Futuro Mejor Group
In this Group: Jessenia Mariela, Raphael Adolfo, Rubi Marilyn, Yelena Marilin, Yvan Deni, Elver Casimiro, Jaquelin Jessica
This is a new Communal Bank known as “Para un Futuro Mejor” (For a Better Future). The group consists of seven enthusiastic members who have started working with the “Prosperidad” (Prosperity) program.

EDAPROSPO has taken this opportunity to get to know Raphael, one of the members of this group. He is 26 years old and the father of two children he cares for with the support of his partner. Raphael began working at a company that sells fuel. With the knowledge he gained and his desire to succeed, Raphael decided to start his own business in which he currently sells fuel from his home. He also sells beverages, such as sodas and beer. Through his work and effort, Raphael has been able to continue supporting his family since this is now his only source of income.

He is requesting a loan to buy tanks of fuel and beer. His greatest wish is to continue growing his fuel business. Raphael is the second person on the right wearing a yellow shirt and gray trousers. He is grateful for the assistance that will allow him to make progress.

View original language description ↓
Esta es la nueva Alcancía Comunal “Para un Futuro Mejor” conformado por 07 socios entusiastas de comenzar a trabajar con el Programa- Prosperidad. En esta oportunidad conocerán a nuestro socio Raphael de 26 años padre de 02 hijos con una pareja que le brinda todo su apoyo. El comenzó trabajando en una empresa vendiendo gas, con los conocimientos que adquirió y los deseos de superación decide emprender su propio negocio donde actualmente se dedica a la venta de gas en su vivienda, además ofrece bebidas (gaseosas y cervezas). Con su trabajo y esfuerzo puede seguir apoyando a su familia, ya que es el único sustento de su hogar. Solicito el crédito para la compra de balones de gas y cervezas. Su mayor deseo es de seguir creciendo en su negocio de la venta de gas. Raphael es el segundo del lado izquierdo viste polo amarillo y pantalón plomo. El está agradecido ya que ayudan a su progreso.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Para Un Futuro Mejor Group's $1,225 loan helped a member to buy tanks of fuel and beer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Sep 10, 2012
Currency Exchange Loss:
Jan 15, 2013