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Marco Antonio
Marco is 37 and lives with his wife and his small 5-year-old son for whom he works very hard every day so that he can give him a life of worth and, above all, much love. His home is located in a settlement located in the city of Mala, Peru. The district of Mala is characterized by having a varied climate; agricultural development, in particular the cultivation of apples and bananas; and it also has beautiful beaches that receive many tourists in the summer season. Marco is a hard-working and humble man who, due to his limited financial resources, only finished secondary school but would have really liked to be in the army.

Day to day Marco works in his small business of selling personal and market-place products like soap, shampoo, and razors, among others. He also works at night as a security guard in a condominium in his town where he also takes advantage of the opportunity to offer his products. He believes his job is going well because he is very responsible and, above all, very friendly and honest with his customers.

Marco is very grateful to the Kiva lenders because thanks to the help they have offered him he will be able to make improvements to his home, in particular he will buy fiber cement sheets to put on the roof of his home because it is made of mats and plastic, and he will also be able to put in flooring and in this way be able to improve the quality of life for his family and, above all, continue fighting to make his greatest dream a reality - to build his home out of sturdy material and to give his son a good education.
View original language description ↓
Marco tiene 37 años de edad, junto a él vive su esposa y su pequeño hijo de 5 años de edad por quien trabaja cada día muy duro para poder darle una vida digna y sobre todo con mucho amor; su vivienda se ubica en un asentamiento Humano ubicado en la ciudad de Mala, Perú. El Distrito de mala se caracteriza por tener un clima muy variado, se desarrolla la agricultura, en especial el cultivo de manzana y plátano, también posee playas hermosas, las cuales reciben a muchos turistas en época de verano. Marco El es un hombre muy trabajador y humilde, debido a sus pocos recursos económicos solo tuvo estudios secundarios, pero le hubiera gustado mucho estar en el ejército.

Día a día Marco trabaja en su pequeño negocio de venta de artículos personales y bazar como jabones, shampoos, maquinas de afeitar, entre otros y también trabaja por las noches como vigilante en un condominio de su ciudad, en el que también aprovecha la oportunidad para ofrecer sus productos; el cree que le va bien en su trabajo porque es muy responsable y sobre todo muy amable y honrado con los clientes.

Marco está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que él han brindado el podrá realizar mejoras en su vivienda, especialmente comprar eternit para poder colocar en el techo de su vivienda, ya que esta es de esteras y plástico y también podrá poner falso piso, de esta manera el podrá mejorar la calidad de vida de su familia y sobre todo se4guir luchando por hacer realidad su más grande sueño:” Construir su casa de material noble y darle una buena educación a su hijo”

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,372,900
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Marco Antonio to buy fiber cement sheets and to put in flooring.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Sep 10, 2012
Currency Exchange Loss:
Sep 17, 2013