Check out some available loans that are similar to this one!

Update on Valentina

This communal bank member is Señora Valentina. She belongs to the communal bank "San Rafael." She continues to work in her telephone call service. She works as a walking vendor through the center of the city. She offers national and local calls for the customers who come to her. She works every day from 8 am to 7 pm. She is a responsible and tenacious person, since this is the way she is raising her family.

She is applying for the loan to buy a new cell phone.

She is happy about the loan and promises to make her payments.
View original language description ↓
La socia es la Sra. Valentina; la socia pertenece al banco comunal SAN RAFAEL,la socia continua con su negocio de llamadas telefonicas ,la socia trabaja de forma ambulatoria por el centro de la ciudad,la socia ofrece llamadas nacionales y locales para los clientes que le soliciten,la socia trabaja todos los dias desde las 08:00am hasta las 07:00pm ,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el credito para comprar un nuevo equipo de celular.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

The member belongs to the San Rafael Communal Bank located in the district of Cusco, province of Cusco, department of Cusco. The member’s name is Valentina. She is 38 years old and married with three children. She works from 7:00 AM until 6:00 PM, alternating her daily activities between h... More from Valentina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 47
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Valentina to buy a new cell phone.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Sep 9, 2012
Currency Exchange Loss:
Jan 15, 2013