Update on AdeluzThe member, Adeluz, continues working in the telephone call business. She's been in this business for some time. It's going well for her thanks to the effort she puts into her business. She still works as a street vendor in the downtown of the city. She makes local and national calls. She works more or less from 7 a.m. until 9 p.m. She's a responsible and hardworking person, which is how she gets her family ahead.
She's requesting the loan to buy some mobile phone equipment.
She's happy about the loan and promises to make her payments punctually.
La socia solicita el credito para la compra de un par de equipos de celulares.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.
Previous Loan DetailsThe member belongs to the San Rafael communal bank located in Cusco district which is in Cusco province and department. She is Adeluz, 23 and single. Her business is making phone calls and she does this along with her other daily activities. She works from 5 am to 6 pm and she wants the busi... More from Adeluz's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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