Makarimal Akhlakh Groupe 1
"Makarimal Akhlakh groupe 1" is one of the EIG subgroups. It unites 10 people who go to the same market where they conduct their revenue-generating activities. They are represented by Marame (the woman dressed in pink who has her hand raised). She is married and lives in Senegal and works in retail, selling fabrics and clothing. She also sews. The revenues she earns through her business enables her to cover her children's schooling expenses and also to save money, with the ambition of one day, in about 3 years time, buying a store and becoming a wholesaler.
Makarimal Akhlakh groupe 1 est un démembrement du GIE. Il regroupe 10 personnes qui fréquentent le meme marché ou ils exercent leurs activités génératrices de revenus de commerce. Ils sont représentés par madame Marame (personne qui est habillée en rose et qui a la main levée). C’est une femme mariée qui vit au Sénégal et évolue dans le secteur du commerce, plus précisément dans la vente de tissus et d’habits. Elle pratique aussi la couture. Les revenus que lui procure son activité lui permet de supporter les frais de scolarité de ses enfants et aussi d’épargner de l’argent dans l’ambition d’acquérir dans le futur c'est-à-dire d’ici trois ans une boutique de commerce en gros.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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