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Josiane is a young, 30-year-old woman, who is engaged to be married. She is mother to five children aged between 7 and 12, all of whom are at school, and also has three other people under her care. She works as a retailer in a neighborhood of the capital, and has been involved in this business for a year.

Josiane’s kindness and sociable nature make her stand out in her area of business. As she wants to expand and diversify her business, she has requested a loan. This will allow her to increase her stock, save, and above all continue to look after her large family.
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Josine est jeune femme âgée de 30 ans, fiancée et mère de 5 enfants dont l'âge varie entre 7 et 12 ans tous scolarisés ayant 3 autres personnes à sa charcge.Elle est commerçante dans un quartier de la capitale où elle exerce son activité depuis 1an.Sa gentillesse et sa sociabilité ont fait d' elle une commerçante incontournable dans son domaine d'activité.Voulant étendre et diversifierson activité,elle sollicite un crédit qui lui permettra d' augmenter les stocks de marchandises,d'épargner et surtout de continuer de s'occuper de sa nombreuse famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 525.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Josiane to buy call credit.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Aug 29, 2012
Currency Exchange Loss:
Oct 17, 2013