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Armine lives in Armash village, Ararat region, with her husband and two sons. Armine and her husband work at the local health center. They also run a farm to earn sufficient income for their family's costs. Armine and her husband breed hens and chickens and grow apricot, peach and grenade (similar to plum) trees.

In order to complete the cultivation of the land, Armine has applied for this loan to purchase fertilizer, as well as to pay for watering the land and for hiring workers to do the cultivation. She also plans to purchase forage for the hens and chickens and stakes for the garden. These investments are important for Armine so she can have a stable income from agriculture and sustain her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Armine to pay for watering the land and for hiring workers, and to buy fertilizer, garden stakes and forage for the hens and chickens.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 3, 2012
Aug 30, 2012
Currency Exchange Loss:
Sep 17, 2014