A loan of $375 helped to pay for additional supplies and merchandise needed in her business.

Remelita's story

This is Remelita, 34, a resident of Manila in the Philippines. She is married to Marco, a driver, and a mother to her children. She, together with her husband, manages their household while operating the business. She works hard to continually provide income for her everyday expenses.

Remelita maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealer's prices are lower than those in the catalogue, and these are the profits that dealers are depending on as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 2000 Philippine Pesos (PHP) in sales every week.

To help her continue operations of her business, she is requesting a 15,000 PHP loan. She will be utilizing the loan to buy orders for her customers. She expects a boost in her business income as she expands her business.

Remelita hopes to grow her business in the coming years and dreams to have a good life for her family. She faithfully meets up with her co-fellowship members to share stories of her work every week, where he can also draw strength and inspiration from the Word of God he studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

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