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04.5.4 Nam Ngạn Group
In this Group: Thủy, Hoa, Hải, Trang
Thủy is 33 years old and is married with two children. She lives with two dependents in Thanh Hoa city, a urban town in Thanh Hoa province. For the past five years, Thủy has run a tailoring business and her main business hardship is the lack of capital. She joined the Thanh Hoa Fund for Poor Women in 2009 to improve her business and she has successfully repaid three previous loans. Thủy is the group leader of a four-member loan group called the 4.5.4 Nam NGạn solidarity group.

Thủy is requesting a loan to purchase machines to do tailor-made and clothing repair. She will use the profit from her loan to provide for her kids and to help them do well in school. Thủy hopes for her family to be healthy and happy.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 86
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,835.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04.5.4 Nam Ngạn Group's $1,450 loan helped a member to purchase machines to do tailor-made and clothing repair.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 30, 2012
Currency Exchange Loss:
Sep 19, 2013