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Flor Maria
Flor is a 20-year-old young woman. She is very enthusiastic and is very eager to get ahead in life. Her home is located in the city of Pisco, a city characterized by having a warm and welcoming climate, beautiful beaches, and above all very pretty tourist attractions that are visited by many tourists throughout the entire year. Flor is very cheerful and when she has free time available she really likes to play volleyball with her friends and neighbors in the neighborhood, as well as being able to enjoy one of her favorite dishes which is the flavorful "arroz con pato" (duck and rice).

Day to day Flor works very hard in her small business of selling beauty products. She works about 10 hours a day and can care for up to 20 customers per day. She is very friendly and especially charismatic, and for this reason she believes her business is going well.

Flor is very grateful to the Kiva lenders because thanks to the help they have offered her she will be able to buy goods for her business like lip balm, creams, perfumes, shadows, and also counters so she can display her products in a better way and increase her sales. In this way Flor will be able to continue working and fight to make her greatest dream a reality - to have her own house and her own store for her business.
View original language description ↓
Flor es una joven de 20 años de edad, es un joven muy entusiasta y con muchas ganas de salir adelante. Su vivienda se ubica en la ciudad de Pisco, ciudad que se caracteriza por tener un clima muy cálido y acogedor, asimismo posee playas hermosas y sobre todo atractivos turísticos muy bonitos y muy visitados por muchos turistas en todo el año. Flor es muy alegre y cuando dispone de un tiempo libre le gusta mucho jugar vóley con sus amigas y vecinas de su barrio, así como también poder disfrutar de uno de sus platillos favoritos el cual es el riquísimo “Arroz con Pato”.

Día a Día Flor trabaja muy duro en su pequeño negocio de venta de productos de belleza, ella trabaja alrededor de 10 horas al día y puede atender hasta 20 clientes al día; es muy amable y sobre todo carismática y por ello cee que le va bien en su negocio.

Flor está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio como labiales, cremas, perfumes, sombras, asimismo comprar mostradores para poder exhibir sus productos de mejor manera y aumentar sus ventas, de esta manera Flor podrá seguir trabajando y luchar por hacer realidad su más grande sueño:” Tener su casa propis y tener un local propio para su negocio”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,450,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Flor Maria to buy goods like lip balms, shadows, and creams, among others.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 9, 2012
Currency Exchange Loss:
Nov 17, 2013