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Wayna Taucaray Iii Group
In this Group: Teresa, Giselda , Juana , Fernanda, Valeriano, Claudia , Benigno, Hermelinda, Carmen , Joysi , Augusto , Esmeralda , Julia, Endira , Cyndi Gisselly, Franklin, Katherine, Vilma*
* not pictured

Update on Wayna Taucaray Iii Group

The members belong to the "WAYNA TAUCARAY" communal bank; this bank is located in the district of Cusco, which belongs to the province of Cusco and the department of Cusco.

One member, Teresa, is 52 years old and is married with 6 children. She works in her business selling ceviche (a dish made from fish with lemon and sweet potato) in the market from 8.00am until 4.00pm. She has been working in this business for 3 years. In her free time, she likes to go out for a walk with her children. Her dream is to have the premises from which to sell her ceviche. She is requesting the loan to buy cooking products such as fish, sweet potatoes, lemons and corn wholesale.

The members who are in the smaller photo had their photo taken after the main group because they asked for permission for work reasons, and the members whose faces are covered no longer belong to the Wayna Taucaray communal bank. The other members have businesses including a bookshop, a hotel, a grocery store, a restaurant and a wine-selling business.

Teresa is grateful to those who form part of her dream through this medium and she promises to meet her repayments within the established time frame.
View original language description ↓
Los socios pertenecen al banco comunal “WAYNA TAUCARAY”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Teresa ella es casada y tiene 52 años y tiene 6 hijos; La socia trabaja con su negocio de venta de ceviche (es un plato a base de pescado con limón y camote),la socia vende en el mercado desde las 8:00 a.m hasta las 4:00 p.m,la socia ya tiene 3 años en este negocio, en sus tiempos libres la socia le gusta salir a pasera con sus hijos, el sueño de la socia es tener un local donde pueda vender el ceviche. La socia solicita el préstamo para comprar productos para cocinar como pescado, camote, limón y maíz al por mayor.
La socias que están pegadas a la foto grupal se les tomo después porque pidieron permiso por motivos de trabajo y también las socias que están tapadas sus caras ya no pertenecen al banco comunal Wayna Taucaray.
Los otros socios se dedican al negocio de librería, negocio de hotel, negocio de tienda de abarrotes, negocio de venta de restaurant y negocio de venta de vinos.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

Our members belong to the communal bank “WAYNA TAUCARAY III”; They are 14 enthusiastic and hardworking members. The members live in the city of Cusco and they meet once a month in Arariwa in the district of Huanchac in the department of Cusco. One member, Srta. Joysi is 24 years old. She is st... More from Wayna Taucaray Iii Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Wayna Taucaray Iii Group's $5,850 loan helped a member to buy cooking products such as fish, sweet potatoes, lemons and corn wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Sep 9, 2012
Currency Exchange Loss:
Jan 15, 2013