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Granito De Mostaza Group
In this Group: Nidia, Martha, Noemi
The group "Granito de Mostaza" (Mustard Seed) is composed of three very hardworking and entrepreneurial women. One of them, Nohemi, works selling clothing and Avon products, and has done so for the past 7 years. Her goal is to have her own store one day.

With her previous loan, she was able to improve her income and use it to construct a new room in her house and make other home improvements.

The other members of the group are Martha who sells clothing and shoes, and Nidia who has been selling fruits and vegetables for the past 21 years.
View original language description ↓
El grupo Granito de Mostaza lo conforman tres personas trabajadoras y emprendedoras una de ellas es Nohemi quien se dedica al comercio de productos AVON y ropa desde hace 7 años y su meta es llegar a tener una tienda.
Ella con el crédito anterior con las ganancias logro construir un cuarto y enverjo su casa.
Las otras integrantes son Martha quien vende ropa y zapatos, y Nidia quien vende verduras y frutas desde hace 21 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 35
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD
A portion of Granito De Mostaza Group's $2,325 loan helped a member to buy Avon products.
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 28, 2012
Sep 8, 2012
Currency Exchange Loss:
Oct 8, 2012