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Tuimizane Group
In this Group: Abiba, Kasiwa, Babutire, Riziki, Kasahe, Atosha, Ngakya, Mukubwa, Charlotte, Chiza, Nsimire, Maombi, Zawadi, Mapendo, Chifundera
Charlotte is an advisor to the credit group Tuimizane; she is a jovial and dynamic woman, an entrepreneur, 33 years old, and mother of 7 children, all of whom attend school. Charlotte sells shoes at the urban market of Cadeco. Her husband is currently unemployed.

Charlotte began her business around the year 2000 with funds contributed by her husband. She was introduced to the business by her peers when she first moved to the city of Goma. The profits from Charlotte's business go to savings, food, and schooling for her children.

This is Charlotte's 8th loan. Over the time she has been borrowing, Charlotte has seen her business thrive. Thanks to the loan from Hekima, she was able to purchase a plot of land. As a result, she has decided to raise her loan amount for this new loan.

This new loan will allow Charlotte to purchase 30 pairs of shoes. Additionally, she hopes to see her children grow up enjoying a peaceful childhood. Charlotte thanks Hekima for their efforts bringing self-sufficiency to poor women with meager income.
View original language description ↓
La cliente, Charlotte, conseillère du groupe de crédit Tuimizane, Femme joviale et dynamique, entrepreneur, âgée de 33 ans, mère de 7 enfants qui étudient tous. Elle est vendeuse des souliers au marché urbain de CADECO. Son mari est actuellement chômeur. Elle commença son business vers les années 2000 avec de fonds propres reçu de son mari. Elle fut initiée par ses pairs de lors qu’elle s’installa dans la ville de Goma. Les bénéfices de son activité servent d’épargne, d’alimentation et scolarité pour ses enfants. Cependant, elle vient d’obtenir son 8eme cycle de crédit. Au cours de la période, cette cliente a vu ses affaires prospèrent positivement. Grâce aux crédits de Hekima, elle a réalisé l’achat de la parcelle. Ainsi, elle a décidé d’augmenter son montant de crédit pour ce nouveau cycle. Ce nouveau crédit doit lui servir de s’approvisionner avec 30 paires de souliers. En plus, elle souhaite voir ses enfants grandir en douceur. La cliente remercie Hekima pour les actions d’autonomisation de pauvres femmes à faible revenu.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,466,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tuimizane Group's $6,000 loan helped a member to purchase 30 pairs of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Aug 27, 2012
Currency Exchange Loss:
Jan 15, 2013