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Isabele Chantal
Chantal is a young 37 year old woman, fiancéed, and mother of children. She has been a shopkeeper in a market of the capital for 15 years where she sells fresh foods (tomatoes, peppers, and spices...) according to the seasons. This business allows her to help her spouse to resolve certain little daily needs.

Her business functions normally, but does not bring in very much because she buys her merchandise retail to resell it. Thanks to this loan, Chantal will be able to buy her merchandise wholesale (crates of tomatoes, green condiments). This will increase her sales and thus her profit margin. She will save part of these profits to help her fiancé with their children's schooling and the rest will be reinvested in her business to expand it.
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Chantal est une jeune femme de 37 ans fiancée, mère d'enfants. Elle est commerçante dans un marché de la capitale depuis 15 ans ou elle commercialise les vivres frais (tomates, poivrons, et piment...) en fonction des saisons. Cette activité lui permet d'aider son conjoint à resoudre certaines petits besoins quotidiens. son activté fonctionne normalement, mais ne rapporte pas beaucoup parce qu'elle achète sa marchantise en détail pour la revendre. grace à ce crédit, Chantal pourra s'acheter ses marchandises en gros( des cajots de tomates, des condiments verts. ceci augmentera ses ventes et donc sa marge bénéficiaire. Elle économisera une partie de ce benefices pour aider son fiancé avec la scolarité de leurs enfants et le reste sera réinvesti dans son activté pour l'agrandir.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,211,350
    Funds lent in using Kiva
  • 524.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Isabele Chantal to buy crates of tomatoes and green condiments.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Aug 27, 2012
Currency Exchange Loss:
Oct 17, 2013