Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $850 helped to add more goods to his kiosk such as rice, sugar, coffee, wheat flour and mobile phone recharges.


Melkianus's story

Melkianus is a 57-year-old man; he is married to Agustina, a 56-year-old woman. They have been blessed with eight children: four are working and four are still attending school. Melkianus retired from a company last year. He was aware that as a retired man, the income generated would not fully cover the whole cost of living. It encouraged him to initiate two businesses: a rented house and a kiosk business.

Even though Melkianus already has his own businesses he is still struggling to cover his children educational expenses. This situation then led Melkianus to improve his business by adding more stock to sell in his kiosk. To do so, Melkianus is requesting loan from TLM amounting to IDR 8,000,000. The loan will enable him to add more goods to his kiosk i.e. rice, sugar, coffee, wheat flour, mobile phone recharges etc. Melkianus is hoping that the loan will help him to improve his business.



Loan details


Lenders and lending teams



Loan details